Terms and Conditions

Last updated: January 2026

Welcome to Genante. These Terms and Conditions govern access to and use of the website genante.com (hereinafter, "the Site"), operated by Genante S.A.C. (hereinafter, "Genante", "we", or "our").

1. Acceptance of Terms

By accessing and using this Site, you agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Cookie Policy. If you do not agree with any part of these terms, please do not use our Site.

2. Nature of Service

Genante is a financial education portal that provides information and educational resources on personal finance, savings, and investment. **IMPORTANT:** • We do not provide financial services. • Materials are exclusively educational and do not constitute investment advice. • Any reference to potential returns is adjusted for risks and is merely illustrative. • Financial decisions you make based on our content are your sole responsibility.

3. Permitted Use

You agree to use the Site only for lawful purposes and in accordance with these Terms. It is prohibited to: • Use the Site in a manner that violates any applicable law or regulation • Attempt to access without authorization any part of the Site • Copy, reproduce, or distribute content without written authorization • Transmit viruses, malware, or malicious code • Interfere with the normal operation of the Site

4. Intellectual Property

All content on the Site, including text, graphics, logos, images, software, and its compilation, is the property of Genante or its licensors and is protected by Peru's intellectual property laws and international treaties. A limited license is granted to view and use the content of the Site for personal and non-commercial use, subject to these conditions.

5. Disclaimer of Warranties

The content of the Site is provided "as is" and "as available." Genante does not guarantee: • That the Site will be available without interruption • That the content is complete, accurate, or up to date • That the use of the content will produce specific results • The suitability of the content for any particular purpose

6. Limitation of Liability

To the maximum extent permitted by Peruvian law, Genante will not be liable for: • Direct, indirect, incidental, or consequential damages arising from the use of the Site • Financial losses resulting from decisions made based on our educational content • Errors or omissions in the content • Interruptions or technical failures of the Site

7. Third-Party Links

The Site may contain links to third-party websites. These links are provided solely for your convenience. We have no control over the content of these sites and assume no responsibility for them.

8. Modifications

We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect immediately after their publication on the Site. Continued use of the Site after any changes constitutes your acceptance of the new terms.

9. Applicable Law and Jurisdiction

These Terms and Conditions will be governed and interpreted in accordance with the laws of the Republic of Peru. Any dispute arising from these terms will be subject to the exclusive jurisdiction of the courts of Lima, Peru.

10. Contact

For any inquiries about these Terms and Conditions, you can contact us: Genante S.A.C. Av. Javier Prado Este 1234 San Isidro, Lima, Peru Email: info@genante.com Tax ID: 20601234567